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Frugal living we are taking to enjoy life and our hobbies. Frugal is not cutting back of things just find different ways to live and not spend so much money. We are so fortunate in life except for my health issues.
My husband loves his motorbikes and regularly travels to Spain with his friends to experience MotoGP tracks. My hobbies is of course travelling, but I also love reading, watching films and television. My husband started Match Betting, and still does this. I was going to start this but he took over and has introduced his friends to it too. This is what he uses to fly and enjoy these MotoGP days, he goes away at least twice a year for four to five days enjoying going around and around a track.
I am doing Swagbucks for Amazon vouchers when books are reduced. It is a rewards site where you get points called “Swag Bucks” for things like searching, watching videos and discovering deals. The you redeem those points for gift cards to places like Amazon, Marks and Spencer and John Lewis, or you can opt to receive PayPal cash. At the moment, I have over eight hundred books on my kindle. I have decided to stop buying books when they are originally released unless they are my favourite authors. On my wish list at the moment, what I would have to spend is nearly £250. So as I am housebound, I do not mind doing the Swagbucks challenges. They range from new releases at £14.99 down to £3.99. I have had a long thought and got it down to these authors, Sharon Bolton, Daniel Silva, Vince Flynn and Lee Child. But sometimes, Amazon reduced books to under a £1 and I will always buy them if they are on my list !
My friend introduced me to Receipt Hog, where again, I am saving up for Amazon vouchers. Receipt Hog is a free mobile app that turns your everyday shopping receipts into easy cash rewards.The more receipts you snap, the more rewards. For every qualifying receipt you snap a picture of and submit, you’ll earn coins or spins depending on the retailer on your receipts, and a sweepstakes entry for their monthly drawing. Their monthly sweepstakes drawing could earn you up to 5,000 coins. Coins equal cash. Each time you spin the Hog Slots, you have a chance at even more coins and 1 lucky winner each day will win the value of their last shopping trip in coins. Once you’ve collected enough coins, you can redeem them for a PayPal credit, an Amazon e-gift card, or a magazine subscription. And my mum also now gives me her receipts too. So it will take time but another way not to give Amazon any more money !
I am also on profilic which is a survey site. Prolific helps researchers find the participants they need. They provide demographic screening, micro payments, and ensure high data quality so you can rapidly recruit your target respondents. I am saving for some more suitcases. But I do already have this set in both Blue and Red. Do I really need another set ? But then not paying for them in money but time – I am house bound – I do really like them ! I am still on the fence on whether I will be buying them.
To save some money, I decided to return to getting some books from my local library. I have a long reading list and just knew I wanted to get it down. So I added a couple of books, that over six months were never reduced. So I was not going to buy them at full price, I thought just get it from the library. I can read it and if I liked it, then I would keep it on my list. If not, it has not cost me anything.
We shop at whatever supermarket has offers on that week. In our town, we have an Aldi, Tesco, Morrison’s and Asda. But I do prefer Tesco it has the better choice of wheat free food for me and I can collect Avios. Which I will use for future travel, health permitting. I also only buy food when I have used up something else similar. What I mean, if I have no gluten free spaghetti, but do have gluten free pasta shells and noodles still to eat up. I will only buy when I have finished this up.
BEAUTY ON OFFER
I buy my favourite beauty/skincare products either when they are on offer like Liz Earle Today’s Special Value days on QVC. I got this set last summer for under £40. I will use them all and if brought separately it would have cost over £88. And I also try and buy the Christmas sets in the Boots New Year sales. And also only buy my favourites when they are on a 3 for 2 offer at Boots or Superdrug which is run regularly throughout the year or on special offer as they often do.
ALWAYS PRICE CHECK EVERYTHING
Always price check everything. In the autumn last year, my husband need a new wash bag for our trip to South America. And we found this set at Boots for £20. I was very tempted as it contains all the products that my husband likes from L’Oreal Men Expert. Then I decided to google it, and found it at Wilko for £12. Such a bargain, as the products alone cost more.
BIG EXPENSIVE PURCHASES
And with any big purchases, I give myself a good questioning. A couple of years ago, I found an Ottoman Bed like this for our spare room. But when I first saw it, it was at £1249. But I waited over nine months, and got it for £349. And the same, I am now questioning to get new wardrobes. But other than the size, there is nothing wrong with them.
During our annual MOT of our household bills. My husband mentioned our broadband. He uploads motorbike things to YouTube and said that our upload speed was terrible. So he wants to go back to BT and back on fibre broadband. And he also wants to buy a Free-Sat box and cancel sky completely. I was on the fence and had to look into this further. But this is an expensive monthly cost, that we are looking into the best package for our needs. Our basic package cost us £67.50 and in April was going to be increased to £71.50. Being so ill for the over eight weeks and confined to my room upstairs, I did not miss watching Sky. And we did not need to buy a Free-Sat box as our television already has one built in addition to Netflix. Most things that I watch are online. So we cancelled Sky and will be saving over eighteen months the sum of £747.18. Which is a lot of money just to watch TV.
So these are my ways of frugal living for us. What are you ? Do you have any frugal tips for me, please let me know if you do.